Our Two Cents

 

• You should be able to access your money through any bank's ATM while having us refund the fee*.
• In delivering personal service without the runaround.
• In treating you like the neighbor you are.
• You should be able to get a home equity line without paying an annual fee or closing costs**.

Most of all, we believe in helping you get more from every penny. That's our two cents - and our promise to you.

*With our PlatinumBlue Checking account, other bank's ATM fees will be refunded if the account is active. Each statement cycle the PlatinumBlue Checking account is inactive, all ATM surcharges will apply. To avoid a $25 monthly service charge, the account must be active. PlatinumBlue Checking is considered active with direct deposit or $2500 average daily balance or 5 debit card POS (pinned or signature) transactions or 5 third party cleared checks per statement cycle. A $250 minimum deposit required to open a PlatinumBlue Checking account. Offer can be withdrawn at any time.

**Variable APR (Annual Percentage Rate) based on the Wall Street Journal Prime Rate published on the last business day of the month. 3.25% as of 2/29/12. Prime less 0.51% (2.74%). Maximum APR 18.00%. Rates may change monthly. $50,000 line amount and $25,000 minimum draw required. Interest only payments for initial 10 yrs, with additional 15 yr payback of P&I. A $300 processing fee applies if the minimum draw of $25,000 is not made at closing and does not stay outstanding for 90 days. $300 early termination fee. A PlatinumBlue Checking account with automatic payment is required. Maximum LTV 80%, rate and terms may vary based upon property value, loan amount, credit history and income. Not available for homes currently for sale or intended to be sold. Subject to credit approval. Primary 1-4 residences and second homes qualify. Property insurance required. Rates are subject to change.