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Competitive Low Rates that Save You Money

Our professional lending team is ready to help you find the loan that is right for you. Whether you are buying a home, borrowing for education, or making other large purchases, we can help. A member of our lending team will be happy to assist you by explaining the different kinds of loans available to meet your needs and by providing the forms and information you need for your application.

Primary Lending Area
All cities and towns in Essex, Middlesex and Norfolk Counties, Massachusetts. Also, Allston and Brighton, Massachusetts.



* Lending Requirements / First Mortgages
  • First Time Homebuyers program available for 1 - 3 Family owner-occupied properties in Belmont, Arlington, Lexington, Newton, Waltham, and Watertown Massachusetts.
  • 1-4 Family Owner Occupied Residences
  • Annual Percentage Rates based on a 20% downpayment
  • 10% Downpayment mortgages are available (Private Mortgage Insurance required on mortgages with a downpayment of less than 20%, call for details)
  • Rates subject to change without notice
  • Mortgage payments are based on a monthly repayment schedule.
  • Adjustable rate mortgages are fixed for a period of time and will adjust annually. For example, a 5-1 adjustable mortgage is fixed for the first five years and will adjust annually thereafter. Please call for program details.
  • Any borrower obtaining a loan secured by real estate must provide the Bank with satisfactory proof of hazard/homeowner's insurance.
  • Subject to credit approval


Belmont Savings Bank is a member of the FDIC
and a member of the DIF.