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Personal Bank Account Deposit Insurance

Belmont Savings Bank customers have their deposits insured in full through a combination of deposit insurance from the FDIC and the Depositors Insurance Fund (DIF). The FDIC insures all deposits up to $250,000 per depositor. All deposits above these amounts are insured by the DIF.

Both the FDIC and DIF have been insuring bank deposits for more than 50 years. The DIF is the oldest, largest and strongest state-chartered deposit insurer in the nation, including Federal agencies. State-chartered savings banks in Massachusetts, and particularly Belmont Savings, are known and respected places for your savings. With the added safeguards of the DIF, they’re also the safest.

That’s why it’s important to bank in a state-chartered savings bank where you see the seal “Deposits Insured in Full.” If you would like further details regarding FDIC or DIF insurance, please contact our banking team or visit any of our branch office locations

FDIC Website DIF Website

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