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Personal Banking Deposit Rates

CoolBlue Savings

Rates effective as of  November 30, 2016

  Interest Rate APY
Balances up to $100,000.00 1.05% 1.05%
$100,000.01 up to $250,000.00 0.45% 0.45% to 1.05%
$250,000.01 up to $1,000,000.00 0.25% 0.25% to 0.45%

CoolBlue Savings Disclosure

  • 1.05% APY guaranteed through December 31, 2016
  • Rate is variable and is subject to change without notice
  • Minimum deposit is $10.00 to open account
  • Maximum Balance is $1,000,000.00
  • To earn the APY on your account, you must have an active CoolBlue Checking account with a $10,000 average daily balance or $250 minimum direct deposit or five debit card POS (pinned or signature) transactions that post and settle in each statement cycle.
  • Each statement cycle the CoolBlue Checking account does not meet these activity requirements, the APY defaults to 0.10% for the next statement cycle.
  • Available to new checking customers with new savings money only.

PowerBlue Savings

Rates effective as of November 30, 2016

  Interest Rate APY
Balances up to $100,000.00 0.75% 0.75%
$100,000.01 up to $1,000,000.00 0.10% 0.10% to 0.75%

 PowerBlue Savings Disclosures

  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • Rate is variable and is subject to change without notice.
  • Minimum deposit is $10.00 to open account.
  • Maximum Balance is $1,000,000.00
  • An active PlatinumBlue Checking account is required to earn the stated APY. A PlatinumBlue is considered active with a $10,000 average daily balance or a minimum of $250 direct deposit(s) within each statement cycle or 5 debit card POS (pinned or signature) transactions that post and settle during statement cycle or five online bill payments through online banking within the monthly statement cycle. A $250 minimum deposit is required to open a PlatinumBlue Checking account.
  • Each statement cycle the PlatinumBlue Checking account is non-active, all ATM surcharges will apply and the APY defaults to 0.10% on the PowerBlue
  • Savings account for the next statement period and a $25.00 monthly service charge will be imposed.
  • Available to new savings customers with new money only. A new customer is defined as: has not been the tax reporting owner on an account within the past 90 calendar days. Only one PowerBlue Savings account permitted per taxpayer identification number. Offer cannot be combined with any other offers. Terms and conditions are subject to change.

 

SkyBlue Savings

Rates effective as of November 30, 2016

  Interest Rate APY
Balances up to $1,000,000.00 0.50% 0.50%

SkyBlue Savings Disclosures

  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • The rate is subject to change at any time.
  • You must deposit $100.00 to open this account.
  • There is no minimum balance required to obtain the annual percentage yield.
  • The maximum balance allowed on this account is $1,000,000.00.

 

 Statement (Premium Rate) Savings Rates

Rates effective as of November 30, 2016

  Interest Rate APY*
Balances of $100,000 or more up to $750,000.00* 0.10% 0.10%
Balances between $75,000 & $99,999.99 0.10% 0.10%
Balances between $25,000 & $74,999.99 0.05% 0.05%
Balances up to $24,999.99 0.05% 0.05%

 Premium Rate Savings Disclosures

  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • The Premium Rate Savings is a variable rate account.
  • The rate may change after the account is opened.
  • The minimum balance to open the Premium Rate Savings is $25,000.00.
  • Fees may reduce earnings on the account.
  • There is no minimum balance required to obtain the annual percentage yield.
  • * Maximum Balance Allowed $750,000.00.

Certificate of Deposit & Retirement Account Rates

Rates effective as of November 30, 2016

 

Term Interest Rate APY
PlatinumBlue 1-year CD* 1.00% 1.00%
Rising Rate 3-Year CD*

Year 1 - 1.00%

Year 2 - 1.50%

Year 3 - 2.00%

1.50%
Worry Free Bump Up 5-Year CD* 1.98% 2.00%
31 Day CD 0.05% 0.05%
91 Day CD 0.10% 0.10%
6 Month CD 0.15% 0.15%
1 Year CD 0.25% 0.25%
1 1/2 Year CD 0.30% 0.30%
2 Year CD 0.45% 0.45%
3 Year CD 0.55% 0.55%
4 Year CD 0.75% 0.75%
5 Year CD 1.14% 1.15%

 

PlatinumBlue 1-Year CDPlatinumBlue 3-Year CD

PlatinumBlue 5-Year CDRetirement Account Plan

 Certificate of Deposit & Retirement Account Disclosures

  • Annual Percentage Yield (APY) is based on interest compounding monthly.
  • Rates are subject to change without notice.
  • $500.00 CD account minimum balance to open and obtain the stated APY.
  • $35.00 retirement account minimum balance to open, $10.00 minimum balance to obtain the stated APY.
  • APY assumes principal and interest remain on deposit for the term of the CD.
  • Penalty may be imposed for early withdrawals.
  • A $20.00 annual fee is assessed on retirement plans.
  • These and other conditions may reduce earnings on CD account – ask for details.
  • PERSONAL FUNDS ONLY. Product offer may be withdrawn at anytime.

View Other Savings and Money Market Account Rates »

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