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Other Deposit Rates

The deposit rates listed on this page are for accounts that are no longer available for new accounts.

CoolBlue Savings

Effective as of September 24, 2018

  Interest Rate APY
Balances up to $100,000.00 0.90% 0.90%
$100,000.01 up to $250,000.00 0.15% 0.90% - 0.45%
$250,000.01 up to $1,000,000.00 0.10% 0.45% - 0.19%

CoolBlue Savings Disclosure

  • This account is no longer available to open as a new account.
  • Rate is variable and is subject to change without notice
  • Minimum deposit was $10.00 to open account
  • Maximum Balance is $1,000,000.00
  • To earn the APY on your account, you must have an active CoolBlue Checking account with a $10,000 average daily balance or $250 minimum direct deposit or five debit card POS (pinned or signature) transactions that post and settle in each statement cycle.
  • Each statement cycle the CoolBlue Checking account is non-active, all ATM surcharges will apply and the APY defaults to a variable default rate which is subject to change for the next statement cycle. Current default rate is 0.01% APY.
  • Each statement cycle the CoolBlue Savings account is non-active, a $20.00 monthly service charge will be imposed.
  • If there is no activity in the account for 90 days, a $10 inactivity fee will apply.

CoolBlue Checking with Interest

Effective as of September 24, 2018

  Interest Rate APY
Balances up to $10,000.00 0.45% 0.45%
Balances of $10,000.01 or more 0.00% 0.05% to 0.45%

CoolBlue Checking with Interest Disclsoures:

  • This account is no longer available to open as a new account.
  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • Rate is variable and is subject to change without notice
  • There was a minimum deposit of $10.00 to open the account.
  • To avoid a $20.00 monthly service charge, you must have an active account including $250 minimum direct deposit within each statement cycle or five debit card POS(pinned or signature) transactions that post and settle during each statement cycle or $10,000 average daily balance in the account. 
  • For active accounts, up to $8 of ATM fees are reimbursed per statement cycle. each statement cycle the CoolBlue Checking account is inactive, all ATM surcharges for that statment cycle will apply. 
  • If there is no activity in the account for 90 days, a $10 inactivity fee will apply.

PowerBlue Savings

Effective as of September 24, 2018

  Interest Rate APY
Balances up to $100,000.00 0.20% 0.20%
$100,000.01 up to $1,000,000.00 0.05% 0.07% - 0.20%

 PowerBlue Savings Disclosures

  • This account is no longer available to open as a new account.
  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • Rate is variable and is subject to change without notice.
  • Minimum deposit was $10.00 to open account.
  • Maximum Balance is $1,000,000.00
  • An active PlatinumBlue Checking account is required to earn the stated APY. A PlatinumBlue is considered active with a $10,000 average daily balance or a minimum of $250 direct deposit(s) within each statement cycle or 5 debit card POS (pinned or signature) transactions that post and settle during statement cycle or five online bill payments through online banking within the monthly statement cycle. A $250 minimum deposit is required to open a PlatinumBlue Checking account.
  • Each statement cycle the PlatinumBlue Checking account is non-active, all ATM surcharges will apply and the APY defaults to a variable default rate which is subject to change for the next statement cycle. Current default rate is 0.01% APY.
  • Each statement cycle the PowerBlue Savings account is non-active, a $25.00 monthly service charge will be imposed.
  • Only one PowerBlue Savings account permitted per taxpayer identification number. Terms and conditions are subject to change. 

SkyBlue Savings

Effective as of September 24, 2018

  Interest Rate APY
Balances up to $1,000,000.00 0.25% 0.25%

SkyBlue Savings Disclosures

  • This account is no longer available to open as a new account.
  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • The rate is subject to change at any time.
  • Minimum deposit of $100.00 was required to open this account.
  • There is no minimum balance required to obtain the annual percentage yield.
  • The maximum balance allowed on this account is $1,000,000.00. 

PlatinumBlue Top Tier Savings

Rates effective as of September 24, 2018

  Interest Rate APY
Balances up to $100,000.00 0.20% 0.20%
$100,000.01 up to $250,000.00 0.05% 0.11% - 0.20%
$250,000.01 up to $1,000,000.00 0.05% 0.07% - 0.11%

 PlatinumBlue TopTier Savings Disclosures

  • This account is no longer available to open as a new account.
  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • Rate is variable and is subject to change without notice.
  • Maximum Balance is $1,000,000.00.
  • An active PlatinumBlue Checking account is required to earn the stated APY. A PlatinumBlue is considered active with a $10,000 average daily balance or direct deposit(s) within each statement cycle or 5 debit card POS (pinned or signature) transactions that post and settle during statement cycle or five online bill payments through online banking within the monthly statement cycle. A $250 minimum deposit is required to open a PlatinumBlue Checking account.
  • Each statement cycle the PlatinumBlue Checking account is non-active, all ATM surcharges will apply and the APY defaults to a variable default rate which is subject to change for the next statement cycle. Current default rate is 0.01% APY.
  • Each statement cycle the PlatinumBlue Top Tier Savings account is non-active, a $25.00 monthly service charge will be imposed.

PlatinumBlue High Rate Savings

Rates effective as of September 24, 2018

  Interest Rate APY
Balances up to $100,000.00 0.01% 0.01%
Balances of $100,000.01 up to $500,000.00 0.01% 0.01%

PlatinumBlue High Rate Savings Disclosures

  • This account is no longer available to open as a new account.
  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • The PlatinumBlue High Rate Savings is a variable rate account.
  • The rate may change after the account opened.
  • *Maximum Balance Allowed $500,000.00.
  • An active PlatinumBlue Checking account is required to earn the stated APY. A PlatinumBlue is considered active with a $10,000 average daily balance or direct deposit(s) within each statement cycle or 5 debit card POS (pinned or signature) transactions that post and settle during statement cycle or five online bill payments through online banking within the monthly statement cycle or 5 third party cleared checks per monthly statement cycle. A $250 deposit is required to open a PlatinumBlue Checking account.
  • Each statement cycle the PlatinumBlue Checking account is non-active, all ATM surcharges will apply and the APY defaults to a variable default rate which is subject to change for the next statement cycle. Current default rate is 0.01% APY.
  • Each statement cycle the PlatinumBlue High Rate Savings account is non-active, a $25.00 monthly service charge will be imposed.

PlatinumBlue High Yield Savings

Rates effective as of September 24, 2018

  Interest Rate APY
Balances up to $100,000.00 0.01% 0.01%

 PlatinumBlue High Yield Savings Disclosures

  • This account is no longer available to open as a new account.
  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • The rate is subject to change at any time.
  • The maximum balance allowed on this account is $100,000.00.
  • An active PlatinumBlue Checking account is required to earn the stated APY. A PlatinumBlue Checking account is considered active with a $2,500 average daily balance or direct deposit(s) within each statement cycle or 5 debit card POS (pinned or signature) transactions that post and settle during statement cycle or 5 third party cleared checks per monthly statement cycle.
  • Each statement cycle the PlatinumBlue Checking account is non-active, all ATM surcharges will apply and the APY defaults to a variable default rate which is subject to change for the next statement cycle. Current default rate is 0.01% APY.
  • Each statement cycle the PlatinumBlue High Yield Savings account is non-active, a $25.00 monthly service charge will be imposed.

Statement (Premium Rate) Savings Rates

Rates effective as of September 24, 2018

  Interest Rate APY*
Balances of $100,000 or more up to $750,000.00* 0.01% 0.01%
Balances between $75,000 & $99,999.99 0.01% 0.01%
Balances between $25,000 & $74,999.99 0.01% 0.01%
Balances up to $24,999.99 0.01% 0.01%

 Premium Rate Savings Disclosures

  • This account is no longer available to open as a new account.
  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • The Premium Rate Savings is a variable rate account.
  • The rate may change after the account opened.
  • The minimum balance to open the Premium Rate Savings was $25,000.00.
  • Fees may reduce earnings on the account.
  • There is no minimum balance required to obtain the annual percentage yield.
  • Maximum Balance Allowed $750,000.00.

Money Market Rates

Rates effective as of September 24, 2018

  Interest Rate APY
Money Market Deposit    
Balances of $2,500.01 or more 0.01% 0.01%
Balances of $100.01 up to $2,500.00 0.01% 0.01%
Balances up to $100.00 0.01% 0.01%
Access Plus Money Market Deposit Accounts    
Balances of $100,000.01 or more 0.01% 0.01%
Balances of $50,000.01 up to $100,000.00 0.01% 0.01%
Balances of$25,000.01 up to $50,000.00 0.01% 0.01%
Balances of $2,500.01 up to $25,000.00 0.01% 0.01%
Balances of $100.01 up to $2,500.00 0.01% 0.01%
Balances up to $100.00 0.01% 0.01%

 Money Market Rate Disclosures

  • This account is no longer available to open as a new account.
  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • The Money Market and Access Plus Accounts are variable rate accounts.
  • The rates may change after the account is opened.
  • The minimum balance to open the Money Market Account was $2,500.00.
  • The minimum balance to open the Access Plus Money Market Account is $25,000.00.
  • Fees may reduce earnings on Money Market account – ask for details. 

 

Certificate of Deposit (CD) Rates

20-Month eCD

Effective as of September 24, 2018

  Interest Rate APY
20-Month eCD*    
Balances of $500.00 to $250,000.00 1.98% 2.00%

Certificate of Deposit (CD) Rate Disclosures

  • This account is no longer available to open as a new account.
  • *Minimum deposit to open this account was $500.
  • *Minimum balance to obtain the stated Annual Percentage Yield (APY) is $500.00.
  • *Maximum balance allowed is 250,000.00.
  • *This CD has a 20-month term.
  • *A penalty may be imposed for early withdrawal.
  • *Limit one (1) CD of this type per tax identification number.
  • *New money only.

 2-year e-CD

Effective as of September 24, 2018

  Interest Rate APY
Balances up to $250,000.00 2.42% 2.45%

2-Year e-CD Disclosures:

  • This account is no longer available to open as a new account. Annual Percentage Yield (APY) is based on interest compounding monthly.
  • $500.00 minimum deposit required to open account.
  • To obtain the stated APY for this account, a minimum balance of $500.00 is required.
  • Maximum balance of $250,000.00.
  • This CD has a two-year term.
  • APY assumes principal and interest remain on deposit for the term of the CD.
  • Penalty may be imposed for early withdrawals.
  • These and other conditions may reduce earnings on CD account – ask for details.
  • Limit two (2) CDs of this type per taxpayer identification number.
  • PERSONAL FUNDS ONLY.
  • Product offer may be withdrawn at anytime.
  • New money only.

7-month CD Special

Effective as of September 24, 2018

  Interest Rate APY
Balances up to $1,000,000.00 2.47% 2.50%

7-month CD Special Disclosures:

  • This account is no longer available to open as a new account. Annual Percentage Yield (APY) is based on interest compounding monthly.
  • $500.00 minimum deposit required to open account.
  • To obtain the stated APY for this account, a minimum balance of $500.00 is required.
  • Maximum balance of $1,000,000.00.
  • This CD has a 7-month term.
  • APY assumes principal and interest remain on deposit for the term of the CD.
  • Penalty may be imposed for early withdrawals.
  • These and other conditions may reduce earnings on CD account – ask for details.
  • Limit one (1) CD of this type per taxpayer identification number.
  • PERSONAL FUNDS ONLY.
  • New money only.

5-Year Accelerate CD

This account is no longer available to open online but is still available in branches.

Effective as of September 24, 2018

   Interest Rate APY
 Balances $5,000.00 - $250,000.00    3.04% for 60-month term
         Years 1 & 2  2.00%  
         Years 3 & 4  3.00%  
         Year 5  5.00%  

5-Year Accelerate CD Disclosures:

  •  $5,000.00 CD minimum deposit to open and obtain the stated annual percentage yield (APY).
  • Maximum balance $250,000.00.
  • This CD has a  60-month term. Interest rate for years 1 and 2 is 2.00%, the interest rate for years 3 and 4 is 3.00%, and the interest rate for year 5 is 5.00%.
  • All interest earned must remain in the CD for the entire term; withdrawal of the interest during the term will result in earnings below the published APY.
  • Limit 2 CDs per taxpayer identification number, per CD type.
  • NEW to Bank money only. No internal transfers permitted.
  • To open this CD, you must open or have an Impact Checking account, a PlatinumBlue Checking account, or an existing CoolBlue Checking account (CoolBlue Checking is no longer offered for new accounts).
  • Penalty may be imposed for early withdrawals. Fees may reduce earnings.
  • Product offer may be withdrawn at any time.
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