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Personal Checking Accounts

Belmont Savings Bank offers a variety of personal checking accounts to choose from. Some of our personal checking accounts are available to open online. Contact our professional banking team or visit any of our branch locations for additional information.

PlatinumBlue Checking
All ATM Surcharges Refunded*
Free Online Banking & Bill Pay
Free Mobile Banking & Mobile Deposit
Deposits Fully Insured
Free Basic Checks
Free Statements
Safe Deposit Box Discount
Active Account Required to Waive Monthly Service Charge**
Education Rewards Checking (Belmont, Newton, or Watertown)
Support an Education Foundation
All ATM Surcharges Refunded*
Free Online Banking & Bill Pay
Free Mobile Banking & Mobile Deposit
Deposits Fully Insured
Free Basic Checks
Free Statements
Safe Deposit Box Discount
Active Account Required to Waive Monthly Service Charge**
CoolBlue Checking with Interest
Up to $8 ATM Surcharges Refunded*
Free Online Banking & Bill Pay
Free Mobile Banking & Mobile Deposit
Deposits Fully Insured
Free Statements
Active Account Required to Waive Monthly Service Charge***
SkyBlue Free Checking
Free Online Banking & Bill Pay
Free Mobile Banking & Mobile Deposit
Deposits Fully Insured
Free Statements
No Monthly Service Charge
No Minimum Balance

*ATM surcharges are refunded at the end of each statement cycle the account is active. Each statement cycle the account is inactive, all ATM surcharges for that statement cycle will apply.

**The monthly service charge of $25 is waived if the account is active. Account is considered active with direct deposit(s) within the statement cycle OR $2500 average daily balance OR 5 debit card POS (pinned or signature) transactions that post and settle during the statement cycle OR 5 online bill payments OR 5 third party cleared checks per monthly statement cycle. The Newton Education Rewards Checking account requires a minimum of $250 direct deposit(s) within each statement cycle.

***The monthly service charge of $20 is waived if the account is active. Account is considered active with a $10,000 average daily balance or a minimum of $250 direct deposit(s) within each statement cycle or 5 debit card point of sale (pinned or signature) transactions that post and settle during the statement cycle.  ATM transactions are not included.

PlatinumBlue Personal Checking Account

The PlatinumBlue checking account is our personal checking account that earns you more interest with our relationship PowerBlue Savings and refunds all your ATM surcharges, allowing each PlatinumBlue account holder to experience surcharge-free ATMs, as long as the account remains active (see below). Get a $20 annual discount on any Safe Deposit box and free basic checks with this personal checking account (limit one box per reorder).

Open Account Online

Rewards Checking Account

Support various school foundations all while having the great features as the PlatinumBlue Personal Checking account. The rewards checking accounts that we offer include:

CoolBlue Personal Checking with Interest

Earn the interest that you deserve with our CoolBlue Checking with Interest account. This personal checking account features online banking, free mobile deposit and more. Get more from your money.

SkyBlue Free Checking

Our free personal checking account. Enjoy no minimum balance and no monthly service charges as well as free statements, teller usage, online banking and bill pay and more with the SkyBlue Free Checking account.

Open Account Online


Have You Opted In?

We are required to obtain your consent to OPT IN in order to extend our standard overdraft practices that may occur from an ATM or debit card transaction. You will need to OPT IN to activate this service to avoid being declined for a purchase.

To OPT IN, you can:

  • Call us at 617-484-6700 x1015
  • Visit one of our convenient locations in Belmont, Cambridge, Waltham, Watertown and Newton.
  • Print and complete the OPT IN form and mail to:

Belmont Savings Bank
P.O. Box 146
Belmont, MA 02478
OR
Fax to 617-489-1345

Print Form

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