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Personal Credit Cards


You choose the credit card.* You choose the perks. Pay down debt, get cash back, or redeem points for gift cards, merchandise, or travel. Reward yourself in the ways that matter most to you.

Personal Credit Card Account Options

Compare credit card options below or speak to a banker to find out more.1  Ready to apply?  You can apply online  right now. 

  • Visa(R)Platinum Credit Card: Pay down your other credit card balances faster with a great low introductory rate for an extended time.
  • Cash Rewards American Express(R) Credit Card: Enjoy up to 3% cash back.4 There is no limit on the total cash back you can earn and you have five years to redeem.4 Plus, you receive $25 cash back after your first purchase.3 Ask about the added benefit of early access to tickets for popular events.5

  • Visa(R) Real Rewards Credit Card:  Earn 1.5 points monthly for every $1 you spend on eligble net purchases.2 There are no caps or limits on the number of points you can earn toward cash back, merchandise, gift cards, or travel.2 You choose! Plus, you are rewarded 2,500 bonus rewards points after your first purchase.3

  • Premier Rewards American Express(R) Credit Card: Earn up to 4 points for every $1 spent, every month (equal to 4% cash back). You can receive 10,000 bonus reward points if you spend $1,000 in the first three months.3 That's worth $100 cash back or you can apply your points toward gift cards, merchandise, or travel. Ask about the Global Entry or TSA Precheck(R) benefit and early access to tickets for popular events.6

If you already have an existing credit card with us, you can login to your account below. As a full-service community bank, Belmont Savings Bank strives to provide the most personalized service possible. Contact our specialized banking team for additional information about personal credit card accounts from Belmont Savings Bank. We can help you find the credit card rewards that fit your life.





*Applicant must be 18 years of age or older and have a U.S. address and a Social Security number. Subject to credit approval by Elan Financial Services. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc and American Express. American Express is a federally registered service mark of American Express.

1The Elan Rewards Program is subect to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuses, failure to pay, bankruptcy, or death).

2Real Rewards: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle. Points expire five years from the end of the quarter in which they are earned. 

3Reward points can be redeemed as a cash deposit to a checking or savings account with Belmont Savings only within seven business days or as a statement credit to our credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. If you're approved for a new Premier Rewards American Express Card, one-time bonus points will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.

4Cash Rewards Card: "Cash Back Rewards" are the rewards you earn under the program. Cash Back Rewards are tracked as points and each $0.01 in Cash Back Rewards earned is equal to 1 point. You may simply see "Cash Back" in marketing material when referring to the rewards you earn. You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12 month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.

5Certain limitations and restrictions may apply. For further details, refer to your Guide to Benefits, which will be provided to you with your Card.

6During the specified sales period, tickets are available exclusively to all American Express Cardmembers. Tickets must be purchased with an American Express Card. Offer is subject to availability. Not all seats are available and blackout dates apply. Offer valid in select cities.

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