Checking

Personal Checking Accounts

Checking Products


ATM Surcharges

Refunded

Monthly Service Charge

How to Waive Monthly Service Charge

Free Basic Checks

Safe Deposit Box Discount

Free Online Banking & Bill Pay

Fully Insured

PlatinumBlue Checking *
All* $25 account must be active+

Yes

Yes Yes Yes
Belmont Education Rewards Checking All* $25 account must be active+ Yes Yes Yes Yes
Watertown Education Rewards Checking All* $25 account must be active+ Yes Yes Yes Yes
Newton Education Rewards Checking All* $25 account must be active+ Yes Yes Yes Yes
Waltham Community Rewards Checking All* $25 account must be active+ Yes Yes Yes Yes
CoolBlue Checking with Interest up to $8* $20 account must be active^ No No Yes Yes
SkyBlue Free Checking *
None $0 N/A No No Yes Yes

 

*ACCOUNTS ARE AVAILABLE TO OPEN ONLINE.

PlatinumBlue Checking

Our checking account that earns you more interest with our relationship PowerBlue Savings and refunds all your ATM surcharges, allowing each PlatinumBlue account holder to experience surcharge free ATMs, as long as the account remains active (see below). Get a $20 annual discount on any Safe Deposit box and free basic checks with this checking account (limit one box per reorder). Open a PlatinumBlue Checking account online

Belmont Education Rewards Checking

Support the Foundation for Belmont Education and get the same great features as the PlatinumBlue Checking account.

Newton Education Rewards Checking

Support the Newton Schools Foundation all while having the great features with the PlatinumBlue Checking account.

Watertown Education Rewards Checking

Support the Foundation for Watertown Education and get the same great features as the PlatinumBlue Checking account.

Waltham Community Rewards Checking

Support the Waltham YMCA and get the same great features as the PlatinumBlue Checking account.

CoolBlue Checking with Interest

Earn the interest that you deserve with our new CoolBlue Checking with Interest account.

SkyBlue Free Checking

Our free checking account. Enjoy no minimum balance, no monthly service charges, and free paper statements, teller usage, online banking and bill pay. Open a SkyBlue Checking account online

 

Have you Opted In?

Due to recently enacted regulations, you are now required to Opt In for overdraft coverage on ATM and debit card transactions. Click here for more information regarding opting in your checking account.

 

*ATM surcharges are refunded at the end of each statement cycle the account is active. Each statement cycle the account is inactive, all ATM surcharges for that statement cycle will apply.

+Account is considered active with direct deposit(s)  within the statement cycle OR $2500 average daily balance OR 5 debit card POS (pinned or signature) transactions that post and settle during the statement cycle OR 5 online bill payments OR 5 third party cleared checks per monthly statement cycle. The Newton Education Rewards Checking account requires a minimum of $250 direct deposit(s) within each statement cycle.

^Account is considered active with at least one of these two options posted to your account during each monthly statement cycle: (1) One direct deposit transaction, or (2) five debit card POS (pinned or signature) transactions that post and settle during the statement cycle. ATM transactions are not included.

Belmont Savings Bank
2 Leonard Street

(Belmont Center)
Belmont MA 02478
617-489-6711
Belmont Savings Bank
277 Trapelo Road

Belmont MA 02478
617-489-6722
Belmont Savings Bank
53 Mount Auburn Street

(Watertown Square)
Watertown MA 02472
617-926-1325
Belmont Savings Bank
1070 Lexington Street

(Inside Star Market)
Waltham MA 02451
781-899-1801
Belmont Savings Bank
699 Mount Auburn Street

(Inside Star Market)
Cambridge MA 02138
617-993-3750
Belmont Savings Bank
33 Austin Street

(Inside Shaw's)
Newton MA 02460
617-993-3770
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2 Leonard Street, Belmont, MA 02478, 617-484-6700

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