Personal Checking Accounts
Monthly Service Charge
How to Waive Monthly Service Charge
Free Basic Checks
Safe Deposit Box Discount
Free Online Banking & Bill Pay
|PlatinumBlue Checking *
||All*||$25||account must be active+||
|Belmont Education Rewards Checking||All*||$25||account must be active+||Yes||Yes||Yes||Yes|
|Watertown Education Rewards Checking||All*||$25||account must be active+||Yes||Yes||Yes||Yes|
|Newton Education Rewards Checking||All*||$25||account must be active+||Yes||Yes||Yes||Yes|
|Waltham Community Rewards Checking||All*||$25||account must be active+||Yes||Yes||Yes||Yes|
|CoolBlue Checking with Interest||up to $8*||$20||account must be active^||No||No||Yes||Yes|
|SkyBlue Free Checking *
*ACCOUNTS ARE AVAILABLE TO OPEN ONLINE.
Our checking account that earns you more interest with our relationship PowerBlue Savings and refunds all your ATM surcharges, allowing each PlatinumBlue account holder to experience surcharge free ATMs, as long as the account remains active (see below). Get a $20 annual discount on any Safe Deposit box and free basic checks with this checking account (limit one box per reorder). Open a PlatinumBlue Checking account online
Belmont Education Rewards Checking
Support the Foundation for Belmont Education and get the same great features as the PlatinumBlue Checking account.
Newton Education Rewards Checking
Support the Newton Schools Foundation all while having the great features with the PlatinumBlue Checking account.
Watertown Education Rewards Checking
Support the Foundation for Watertown Education and get the same great features as the PlatinumBlue Checking account.
Waltham Community Rewards Checking
Support the Waltham YMCA and get the same great features as the PlatinumBlue Checking account.
Earn the interest that you deserve with our new CoolBlue Checking with Interest account.
Our free checking account. Enjoy no minimum balance, no monthly service charges, and free paper statements, teller usage, online banking and bill pay. Open a SkyBlue Checking account online
Have you Opted In?
Due to recently enacted regulations, you are now required to Opt In for overdraft coverage on ATM and debit card transactions. Click here for more information regarding opting in your checking account.
*ATM surcharges are refunded at the end of each statement cycle the account is active. Each statement cycle the account is inactive, all ATM surcharges for that statement cycle will apply.
+Account is considered active with direct deposit(s) that post and settle within the statement cycle OR $2500 average daily balance OR 5 debit card POS (pinned or signature) transactions that post and settle during the statement cycle OR 5 online bill payments OR 5 third party cleared checks per monthly statement cycle.
^Account is considered active with at least one of these two options posted to your account during each monthly statement cycle: (1) One direct deposit transaction, or (2) five debit card POS (pinned or signature) transactions that post and settle during the statement cycle. ATM transactions are not included.