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PlatinumBlue 1-Year Certificate of Deposit

1.50% APY*

Banks should help you earn more. That’s why our 1-year Certificate of Deposit fully insures every deposit and has an APY that is twice the national average.** Just open a PlatinumBlue Checking Account or CoolBlue Checking account* to qualify. You will get free access to any ATM at any bank in the country with a PlatinumBlue Checking Account or reimbursed ATM fees up to $8 with a CoolBlue Checking Account.*  Plus, access the best rates for personal savings accounts and home equity products. And of course, free online banking, mobile banking and bill pay.

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Learn more about the Certificate of Deposit accounts that we offer. Contact our Banking team, visit one of our branch locations, or complete the form below and a Banker will reach out to you shortly.

*Annual percentage yield (APY) effective as of 8/31/17 for the PlatinumBlue CD. To earn the APY on this CD account, you must have an active PlatinumBlue Checking account or CoolBlue Checking account. A PlatinumBlue Checking account is considered active with a $2,500 average daily balance or a minimum of $250 direct deposit(s) within each statement cycle or 5 debit card POS (pinned or signature) transactions that post and settle during the statement cycle or 5 third-party cleared checks per monthly statement cycle or 5 online bill payments through online banking during the monthly statement cycle. A CoolBlue Checking account is considered active with a $250 minimum direct deposit within each statement cycle or five debit card POS (pinned or signature) transactions that post and settle during each statement cycle or $10,000 average daily balance in the account. For active CoolBlue Checking accounts, up to $8 of ATM fees are reimbursed per statement cycle.  For active PlatinumBlue Checking accounts, all ATM fees are reimbursed.  If there is no activity in the CoolBlue Checking account for 90 days, a $10 inactivity fee will apply. Each statement cycle the PlatinumBlue Checking account or CoolBlue Checking account is not active, the APY on the CD defaults to .40% for the next statement cycle, all ATM surcharges apply and a monthly service charge of $25 will be imposed for PlatinumBlue Checking accounts and a $20 monthly service charge will be imposed for CoolBlue Checking accounts.

This CD has a one year term. You must maintain a minimum balance of $500 in the CD account to obtain the disclosed APY and to open the account. Maximum balance $250,000. Penalty may be imposed for early withdrawal. Massachusetts residents only. Limit 2 CDs per taxpayer identification number, per CD type.  A $250 minimum deposit is required to open a PlatinumBlue Checking account.  A$10 minimum deposit is required to open a CoolBlue Checking account. Offer may be withdrawn at any time. New money only.

**Average national 1-year Certificate of Deposit rate as of 8/31/17 reported by the FDIC.

 

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