A Certificate of Deposit that only gets better with age. Watch as your rate increases throughout the life of this CD, all the while being tied to PlatinumBlue Checking or CoolBlue Checking. This way you’re not just getting a great CD, but also the best personal checking account we have to offer, with access to free ATMs anywhere in the world.* It’s what we like to call “the total package.”
*Annual percentage yield (APY) effective as of 3/31/17 for the Rising Rate CD. To earn the APY on this CD account, you must have an active PlatinumBlue Checking account or CoolBlue Checking account. A PlatinumBlue Checking account is considered active with a $2,500 average daily balance or a minimum of $250 direct deposit(s) within each statement cycle or 5 debit card POS (pinned or signature) transactions that post and settle during the statement cycle or 5 third-party cleared checks per monthly statement cycle or 5 online bill payments through online banking during the monthly statement cycle. A CoolBlue Checking account is considered active with a $250 minimum direct deposit within each statement cycle or five debit card POS (pinned or signature) transactions that post and settle during each statement cycle or $10,000 average daily balance in the account. For active CoolBlue Checking accounts, up to $8 of ATM fees are reimbursed per statement cycle. For active PlatinumBlue Checking accounts, all ATM fees are reimbursed. If there is no activity in the CoolBlue Checking account for 90 days, a $10 inactivity fee will apply. Each statement cycle the PlatinumBlue Checking account or CoolBlue Checking account is not active, the APY on the CD defaults to .40% for the next statement cycle, all ATM surcharges apply and a monthly service charge of $25 will be imposed for PlatinumBlue Checking accounts and a $20 monthly service charge will be imposed for CoolBlue Checking accounts. This CD has a 3-year term. In year one, the APY is 1.00%, in year two the APY increases to 2.00% and in year three the APY increases to 3.00%. You must maintain a minimum balance of $500 in the CD account to obtain the disclosed APY and to open the account. Maximum balance is $250,000. A penalty may be imposed for early withdrawal. Limited to Massachusetts residents only. Limit 2 CDs per taxpayer identification number, per CD type and consumer accounts only. Offer may be withdrawn at any time. A $250 minimum deposit is required to open a PlatinumBlue Checking account. A $10 minimum deposit is required to open a CoolBlue Checking account.