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Privacy Policy

Rev. 12/2016

Facts What does Belmont Savings Bank do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Belmont Savings Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Belmont Savings Bank share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No We don't share
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call toll-free 1-888-762-4100 or go to https://www.belmontsavings.com
Who we are
Who is providing this notice? Belmont Savings Bank
What we do
How does Belmont Savings Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also restrict access to your personal information to those employees who need to know this information to perform their job duties.
How does Belmont Savings Bank collect my personal information? We collect your personal information, for example, when you
  • open an account
  • make deposits or withdrawals from your account
  • apply for a loan
  • make a wire transfer
  • use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under State Law
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Belmont Savings Bank has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Belmont Savings Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include the credit card company that provides our jointly branded card and our securities broker partner.
Other Important Information (See below for more on your rights under state law.)
Massachusetts Residents: Belmont Savings Bank complies with Massachusetts Data Security Requirements as defined in 201 CMR 17.00.

Vermont Residents: We will automatically limit the disclosure of your confidential information within and outside of Belmont Savings Bank in accordance with Vermont law.

The information practices we have described above comply with federal law. Other state laws may place additional limits on sharing information about their residents.

Download PDF Version of Our Privacy Policy

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Third Party Site Disclaimer
You are leaving the Belmont Savings Bank website. The bank does not endorse or guarantee the products, information, or recommendations provided by linked sites and the Bank is not liable for any products or services advertised on these sites. Each third party may have a privacy policy that differs from the Bank. Any linked site may provide less security than the Bank's website.
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