Business Banking Rates

Business Checking

Effective as of February 25, 2015

Interest Rate APY
Business Blue with Interest Checking
Balances of $1.00 to $10,000.00 1.00 1.00
Balances of $10,000.01 to $25,000.00 1.98 2.00
Balances over $25,000.01 0.00 0.00
IOLTA <0.15 0.15

Business Blue with Interest Checking Disclosures

  • A Business Blue Checking with Interest account is considered active when a combination of 10 of the following eligible transactions are completed. Eligible transactions include debit card POS (pinned or signature) transactions that post and settle during the statement cycle, ATM transactions, automatic ACH withdrawal, third party cleared check.
  • A $2.50 monthly service charge will apply to this account.
  • The Business Blue Checking with Interest account provides for 250 transactions, each transaction over 250 is an additional $.50 each.
  • Rate may change after account opening.
  • Rate is variable and subject to change without notice.
  • The minimum deposit required to open this account is $100.00.

Business Savings

Effective As Of February 25, 2015

Interest Rate APY
Platinum Blue High Yield Business Savings 1.00 1.00
Premium Business Savings
Balances of $500,000.00 or more 0.45 0.45
Balances of $100,000.00 to $499,999.99 0.70 0.70
Balances of $75,000.00 to $99,999.99 0.30 0.30
Balances of $25,000.00 to $74,999.99 0.20 0.20
Balances up to $24,999.99 0.15 0.15
BluePrint Relationship Business Savings
Balances of $10.00 to $249,999.99 0.60 0.60
Balances of $250,000.00 to $1,000,999.99 1.00 1.00
Balances of $1,001,000 and over* 0.75 0.75

Platinum Blue High Yield Business Savings Disclosure

  • Annual Percentage Yield (APY) is based on interest compounding monthly
  • The PlatinumBlue High Yield Savings is a variable rate account
  • The rate may change after the account is opened
  • The minimum balance to open the PlatinumBlue High Yield Savings is $10.00
  • You must maintain a minimum balance of at least $10.00 to obtain the stated APY on this account
  • Maximum Balance Allowed $200,000.00
  • An average Daily Balance of $20,0000 in a PlatinumBlue BusinessChecking account is required to earn the stated APY.

Premium Business Savings Disclosures

    • Annual Percentage Yield (APY) is based on interest compounding monthly.
    • The Premium Rate Savings is a variable rate account.
    • The rate may change after the account is opened.
    • The minimum balance to open the Premium Rate Savings is $25,000.00.
    • Fees may reduce earnings on the account.
    • You must maintain a minimum balance of at least $10.00 to obtain the stated APY on this account.
    • Maximum Balance Allowed $750,000.00

BluePrint Relationship Business Savings Disclosures

      • *In Tier 3, the first $1,000,999.99 will still earn 1.00% APY
      • Annual Percentate Yield (APY) is compounded continuously.
      • The BluePrint Savings account is a variable rate account.
      • The rate may change after account is opened.
      • The PlatinumBlue Business checking or Premium Business Checking Account is required to open a BluePrint Savings Account. The minimum average daily balance required in the checking account is $250,000.00.
      • Maximum balance allowed is $2,000,000.00

Municipal Rates

Municipal Savings Rates

Effective As Of February 25, 2015

Interest Rate APY
Balances up to $500,000.00 0.45% 0.45%
Balances of $500,000.01 to $1,000,000.00 0.45% 0.45%
Balances of $1,000,000.01 to $10,000,000.00 0.45% 0.45%
Balances of $10,000,000.01 or more 0.25% 0.25%

Municipal CD Rates

Effective As Of February 25, 2015

Term Interest Rate APY
6 month 0.55% 0.55%
9 month 0.65% 0.65%

Municipal Rates Disclosure

      • Annual Percentage Yield (APY) is based on interest compounded monthly
      • The Municipal Savings is a variable rate account
      • The minimum balance to open a Municipal Savings is $25,000.00
      • You must maintain a minimum balance of at least $10.00 to obtain the stated APY on this account
      • Rates may change after account opening

Click here for the Funds Availability Statement.

Belmont Savings Bank
2 Leonard Street

(Belmont Center)
Belmont MA 02478
617-484-6700
Belmont Savings Bank
277 Trapelo Road

Belmont MA 02478
617-489-6722
Belmont Savings Bank
53 Mount Auburn Street

(Watertown Square)
Watertown MA 02472
617-926-1325
Belmont Savings Bank
1070 Lexington Street

(Inside Star Market)
Waltham MA 02451
781-899-1801
Belmont Savings Bank
699 Mount Auburn Street

(Inside Star Market)
Cambridge MA 02138
617-993-3750
Belmont Savings Bank
33 Austin Street

(Inside Shaw's)
Newton MA 02460
617-993-3770
Security Center | Website Policy | Privacy Policy | Security Awareness

2 Leonard Street, Belmont, MA 02478, 617-484-6700

Member FDIC Member DIF
Equal Housing Lender Instagram YouTube Twitter Facebook