Deposit Rates

PowerBlue Savings

Effective as of February 25, 2015

Interest Rate APY
PowerBlue Savings
Balances up to $100,000.00
1.14% 1.15%
$100,000.01 up to $1,000,000.00 0.40% 0.40% to 1.15%

PowerBlue Savings Disclosures:

  • Annual Percentage Yield (APY) is based on interest compounding continuously
  • Rate is variable and is subject to change without notice
  • Minimum deposit is $10.00 to open account
  • Maximum Balance is $1,000,000.00
  • An active PlatinumBlue Checking account is required to earn the stated APY. A PlatinumBlue is considered active with a $10,000 average daily balance or a minimum of $250 direct deposit(s) within each statement cycle or 5 debit card POS (pinned or signature) transactions that post and settle during statement cycle or five online bill payments through online banking within the monthly statement cycle
  • Each statement cycle the PlatinumBlue Checking account is non-active, all ATM surcharges will apply and the APY defaults to .25% on the PowerBlue Savings account for the next statement period and a $25.00 monthly service charge will be imposed.

PlatinumBlue High Rate Savings

Effective as of February 25, 2015

Interest Rate APY
PlatinumBlue High Rate Savings*
$10.00 up to $100,000.00
0.50% 0.50%
$100,000.01 up to $500,000.00 0.20% 0.20% to 0.50%

PlatinumBlue High Rate Savings Disclosures

  • Annual Percentage Yield (APY) is based on interest compounding monthly
  • The PlatinumBlue High Rate Savings is a variable rate account
  • The rate may change after the account is opened
  • The minimum balance to open the PlatinumBlue Rate Savings is $10.00
  • *Maximum Balance Allowed $500,000.00
  • An active PlatinumBlue Checking account is required to earn the stated APY. A PlatinumBlue is considered active with a $10,000 average daily balance or  direct deposit(s) within each statement cycle or 5 debit card POS (pinned or signature) transactions that post and settle during statement cycle or five online bill payments through online banking within the monthly statement cycle.

Certificate of Deposit & Retirement Account Rates

Effective As Of February 25, 2015

Term Interest Rate APY
31 Day CD .05% .05%
91 Day CD .10% .10%
6 Month CD .15% .15%
1 Year CD .25% .25%
1 1/2 Year CD .30% .30%
2 Year CD .45% .45%
3 Year CD .55% .55%
4 Year CD .75% .75%
5 Year CD 1.14% 1.15%
  • For our promotional PlatinumBlue 1 year CD click here.
  • For our promotional PlatinumBlue 5 year CD click here.
  • For our promotional 3-year Rising Rate CD click here.

CD & Retirement Account Disclosures

  • Annual Percentage Yield (APY) is based on interest compounding monthly.
  • Rates are subject to change without notice.
  • $500.00 CD account minimum balance to open and obtain the stated APY.
  • $35.00 retirement account minimum balance to open, $10.00 minimum balance to obtain the stated APY.
  • APY assumes principal and interest remain on deposit for at least one year.
  • Penalty may be imposed for early withdrawals.
  • A $20.00 annual fee is assessed on retirement plans.
  • These and other conditions may reduce earnings on account – ask for details.
  • PERSONAL FUNDS ONLY. Product offer may be withdrawn at anytime.

Money Market Rates

Effective As Of February 25, 2015

Interest Rate APY
Money Market Deposit
$2,500.00 or more .05% .05%
$100.00 up to $2,499.99 .05% .05%
Balances up to $99.99 .05% .05%
Access Plus Money Market Deposit Account:
$100,000.00 or more .10% .10%
$50,000.00 up to $99,999.99 .10% .10%
$25,000.00 up to $49,999.99 .10% .10%
 $2,500.00 up to $24,999.99 .05% .05%
$100.00 up to $2,499.99 .05% .05%
Balances up to $99.99 .05% .05%

Money Market and Access Plus Disclosures

  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • The Money Market and Access Plus Accounts are variable rate accounts.
  • The rates may change after the account is opened.
  • The minimum balance to open the Money Market Account is $2,500.00.
  • The minimum balance to open the Access Plus Money Market Account is $25,000.00.
  • Fees may reduce earnings on account – ask for details.

Statement Savings Rates

Effective As Of February 25, 2015

Interest Rate APY*
Premium Rate Savings
Balances of $100,000 or more up to $750,000.00* .25% .25%
Balances between $75,000 & $99,999.99 .10% .10%
Balances between $25,000 & $74,999.99 .05% .05%
Balances up to $24,999.99 .05% .05%

Premium Rate Savings Disclosures

  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • The Premium Rate Savings is a variable rate account.
  • The rate may change after the account is opened.
  • The minimum balance to open the Premium Rate Savings is $25,000.00.
  • Fees may reduce earnings on the account.
  • There is no minimum balance required to obtain the annual percentage yield.
  • * Maximum Balance Allowed $750,000.00

SkyBlue Savings

Effective as of February 25, 2015

Interest Rate APY
SkyBlue Savings
Balances up to $1,000,000.00 0.55% 0.55%

SkyBlue Savings Disclosures

  • Annual Percentage Yield (APY) is based on interest compounding continuously.
  • The rate is subject to change at any time.
  • You must deposit $100.00 to open this account
  • There is no minimum balance required to obtain the annual percentage yield.
  • The maximum balance allowed on this account is $1,000,000.00

Click here for the Funds Availability Statement.

Belmont Savings Bank
2 Leonard Street

(Belmont Center)
Belmont MA 02478
617-484-6700
Belmont Savings Bank
277 Trapelo Road

Belmont MA 02478
617-489-6722
Belmont Savings Bank
53 Mount Auburn Street

(Watertown Square)
Watertown MA 02472
617-926-1325
Belmont Savings Bank
1070 Lexington Street

(Inside Star Market)
Waltham MA 02451
781-899-1801
Belmont Savings Bank
699 Mount Auburn Street

(Inside Star Market)
Cambridge MA 02138
617-993-3750
Belmont Savings Bank
33 Austin Street

(Inside Shaw's)
Newton MA 02460
617-993-3770
Security Center | Website Policy | Privacy Policy | Security Awareness

2 Leonard Street, Belmont, MA 02478, 617-484-6700

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