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Important news regarding People's United and Belmont Savings Bank Merger. Click here to learn more.

SkyBlue Home Equity

 Green box with white letters and numbers displaying 4.74% APR*

 

As an existing or returning Belmont Savings Home Equity customer, you qualify for our SkyBlue Home Equity Line of Credit. You can apply for this product to increase or refinance your line.

You get a great rate under prime and also:

  • No annual fee
  • No closing costs (certain fees may apply to properties held in a trust)*
  • No checking account required

To learn more, contact us at 617-484-6700 or apply online.

Apply Online

 

 

*Variable APR (Annual Percentage Rate) based on the Wall Street Journal Prime Rate. 5.25% as of 11/23/18. Current Prime less 0.51% (4.74% APR). Rates are subject to change. Maximum APR 18.00%. Minimum $25,000 line amount and $25,000 minimum draw required. $300 early termination fee. A $300 processing fee applies if the minimum draw of $25,000 is not made at closing and does not stay outstanding for 90 days. Interest only payments for initial 10 yrs, with additional 15 yr payback of P&I. Maximum LTV 80%, rate and terms may vary based upon property type, property value, loan amount, loan to value ratio, credit history, lien position and income. Not available for homes currently for sale or intended to be sold. Subject to credit approval. 1-4 family, owner occupied residences, condominiums and 2nd / vacation, owner occupied properties qualify. Property insurance required. Flood insurance may be required. Consult a tax advisor for information regarding the deductibility of interest and charges. Trust review fees ranging from $100 to $300 apply for properties held in trust.

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